Answers in plain words, in English and German, to the questions people from all over the world ask most, written by people who have been through it. Read first, then take the free check to see what applies to you.
Whether you stay in the EU or move further afield, here is what happens to the contributions you have paid.
Read guide 7 minInsurancePublic or private health cover is one of the first big decisions you make in Germany. Here is the version in plain words.
Read guide 8 minInsuranceGermany has an insurance for almost everything. Here is what is genuinely worth having, and what usually is not.
Read guide 6 minMoneyGross, net, and a column of abbreviations. Here is what each deduction on your Gehaltsabrechnung means.
Read guide 7 min24 short steps, from your Anmeldung to your first investment account. The first few:
About two minutes of questions, then a personal report: what is sorted, what is quietly costing you money, and what to fix first.