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Common insurances in Germany: an orientation

Describe your situation and see which insurances people in Germany commonly look at, and which one the law requires.

General orientation based on common situations in Germany. Not advice and not a recommendation for any product.

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Health insurance (Krankenversicherung)Required by law
Personal liability (Privathaftpflicht)Commonly considered
Disability insurance (Berufsunfähigkeit)Commonly considered
Legal protection (Rechtsschutzversicherung)Sometimes considered
Dental insurance (Zahnzusatzversicherung)Sometimes considered
Home contents (Hausratversicherung)Sometimes considered
Life insurance (Risikolebensversicherung)Rarely needed
Accident insurance (Unfallversicherung)Rarely needed
Hospital supplement (Stationäre Zusatz)Rarely needed
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