Our partners

A short list, on purpose.

Germany has a partner for everything and a scam for most of it. We only work with a few partners we trust our own clients to, we say what they charge, and you book through us, so someone you can reach in English stays responsible.

Who is on the list today

Two names. One we are registered with, one we chose.

Tecis is the licensed platform behind our advice. Athaus.ai is the first partner we chose against the criteria below, and tested with our own flat search. More join as they pass: tax, legal and jobs are in conversation. We would rather add slowly than add wrong.

Insurance, investments and pensions: advice and setup through Tecis

Tecis Finanzdienstleistungen AG

Tecis is not a partner we picked off a list; it is the platform Unlock Germany is registered with. Unlock Germany is an independent, English-first brand powered by tecis Finanzdienstleistungen AG, a Swiss Life company advising across Germany since 1986. You deal with us; Tecis provides the platform, licensing and the vetted partner panel behind the scenes. Around 250 insurers, banks and fund providers are compared for every recommendation, and the reasoning goes in writing.

  • Unlock Germany: registered provider
  • Advising since 1986
  • Part of the Swiss Life group
  • ~250 vetted product partners

Housing: search, apply, buy or rent

Athaus.ai

Athaus is a German real-estate marketplace with an AI brokerage behind it. One search covers the whole German market instead of five portals, and when you find a place, Athaus applies on your behalf. Buyers pay nothing; sellers pay a commission only on a completed sale. We chose it because the newcomer disadvantage in a flat search is mostly speed and paperwork, and that is exactly what it removes.

  • The whole market, one search
  • Applications sent for you
  • No fee for buyers
  • Free valuations for sellers
Our selection criteria

What a partner has to prove before we trust our clients to them.

Six questions. A partner has to pass all of them, and keep passing them.

They work in English, properly

Not a hotline with one English speaker. Documents, contracts, support and the small print you actually sign have to be readable by someone who arrived last month.

They already serve internationals well

A partner has to show us how they handle people without a German credit history, a Schufa record, or a permanent contract. If the honest answer is 'badly', they are not on the list.

We have used them ourselves

Someone on our team has been through the process as a client, not as a demo. If we would not trust a friend to them, we do not trust you to them.

Fees and commissions are on the table

We say what a partner charges and what, if anything, they pay us. A referral we cannot explain in one sentence is a referral we do not make.

No exclusivity, no pressure

You can always walk away, compare, or ask us to look at an alternative. Partners who need a hard sell do not fit how we work.

The relationship is reviewed

We ask the people we refer how it went. A partner that stops delivering leaves the list. That is why it is short.

Cooperations that do not meet the bar are a no, even when they would pay well. How we get paid.

Why book through Unlock Germany

A partner is a door. We stay in the room.

Going to a partner through us costs you nothing extra. We do not hand you over: you get someone who speaks your language, knows your whole situation, and is still responsible when the paperwork gets strange.

One contact for the whole picture

Housing, financing, insurance and taxes affect each other. One person who sees all of it beats five who see a slice.

Someone to escalate to

If a partner drops the ball, you tell us, and we sort it or find another route.

Partner perks, when they exist

Where a partner offers Unlock Germany members better terms, you get them by coming through us. We announce them on the community page as they land.

Free, no sign-up to start

Need a partner for something else?

Take the free check and tell us what you are trying to sort. If we do not have a partner we trust for it yet, we will say so, and point you somewhere honest.

Start your free 2-min check